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Two Jobs, One Injury – How a Second Job Affects Workers’ Compensation

Mankato Workers’ Compensation Attorneys

In a perfect world, you would only need to work one job to provide for your family and you would never get hurt at that job ever. Unfortunately, the world isn’t perfect, and when it comes to getting hurt at work as well as working multiple jobs, you are about to find out how complicated the world can be.

Reporting Your Second Job

When hurt at one of your jobs, you may think your second job doesn’t have any effect on your work injury at your first job. You may even be afraid to report working a second job. However, you would be wrong. When hurt, you should not only tell the insurance company that you have a second job, but also disclose how much you make there. The amount of wage loss benefits you receive from workers’ compensation depends on how they calculate your average weekly wage. Your AWW isn’t limited to the job you got injured at. If you cannot work at either job, they will calculate your average weekly wage from both jobs. Essentially, the only thing that becomes more complicated when hurt and cannot work at any job is the math becomes a little more complex. The workers’ compensation system has long recognized that many people work multiple jobs to survive, and the system, which was made to help those that need to stay afloat, should actually be able to help.

Working While Injured

Things get more complicated when you are injured at one job, but still intend to work at the other job. There are instances in which you can still collect workers’ compensation for a work injury and still work at the same time. However, you need to be careful, and may very well want to talk over your plan with your workers’ compensation lawyer first so as to not lose benefits.

In essence, you need to be careful as your work at your second job may affect your workers’ compensation benefits. For example, if your leg is broken at your factory job, you may not be able to continue working a job that requires you to stand all the time. If your second job is a job like retail that also requires standing, you could not work that job either. Alternatively, if your second job is a desk job that requires sitting, you could still work your second job and collect workers’ compensation benefits for the first job.

However, one primary thing to remember when it comes to workers’ compensation for multiple jobs is that, while you can get benefits for not being able to work both jobs, only one position will be safe from termination. If you were injured at Job A and cannot work, it’s illegal for them to fire you because you were injured and are pursuing work comp benefits. However, if you cannot work Job B, it could be within their rights to terminate your employment because you can no longer work the job you were hired to do. Not all second jobs would take such a drastic step, but it is something you should be aware of if you expect not being able to return for months.

Need Help?

For as complicated as the workers’ compensation system can be, it is admirably flexible when it comes to compensation for multiple jobs after an injury. Unfortunately, while this aspect is less complicated than one would expect, it doesn’t simplify the overall process for approval. If you have been hurt at work in Minnesota, contact us today to see what the Farrish Johnson Law Office can do to help you. Whether it is walking you through the application process to making sure you get the benefits that you really need for your work injury, we can help you.

Our Mankato Workers’ Compensation Attorney

Yuri Jelokov, Attorney

Yuri Jelokov

Workers’ Compensation Lawyer