Call 507-625-2525

Workers’ Compensation Law: Common Questions and Answers

If you have been hurt on the job, you may be eligible for workers’ compensation. You may be eligible for extra compensation for getting hurt, plus the wages that you missed due to your injuries.

Here are some common questions that you may have about workers’ compensation.

What exactly is a work injury?

Though most people assume that a work injury is a broken bone or something sudden, the truth is that there are also overlooked injuries that can occur while you are working. This can also include diseases that are aggravated by your job.

What do I need to do if I get hurt while on the job?

You are going to need to talk to your supervisor as soon as possible to report the injury and ask for medical help. You should also get a workers’ compensation form right away.

Does workers’ compensation cover illnesses and injuries that aren’t caused by an accident?

Workers’ compensation does cover illnesses and injuries that aren’t caused by an accident. These are often called repetitive motion injuries. One of the most common ones includes carpal tunnel syndrome, which is common with receptionist and people who work behind a computer all day, or who use hand tools frequently.

Illnesses can also occur, especially in jobs that are filled with stress. If you are having a lot of digestive problems because of stress, you may be eligible for workers’ compensation. You may also be eligible if you are exposed to chemicals and smells that are hurting your body. Talk to your doctor to see if your health difficulties are caused or substantially aggravated by your work environment.

Will I still be able to get benefits if the accident was my fault?

Workers’ compensation is used to help injured workers get through this difficult time. Most of the time, fault is not important. With some rare exceptions, you will be able to get your benefits, even if you caused your own injuries.

What benefits should I get?

If you get hurt on the job, you should get four basic benefits. These include:

  • Medical treatment that you need. The insurance company should pay all of your medical bills to take care of your injury.
  • Disability payments. If you are unable to work while you are recovering, you are eligible to be compensated for your lost wages. You should get a percentage of your normal wage to help you through your recovery.
  • Permanent disability settlement. If you are severely injured and are permanently disabled, you can get compensation for that.
  • Vocational rehabilitation. If you aren’t able to continue to do your job, you can receive training or additional education to start a new career that you can do.

Who is responsible for paying my benefits?

Though most people assume that your employer is going to be the one footing the bill for your injuries, the truth is that they are required by law to carry workers’ compensation insurance. This insurance is used to cover your expenses during this time.

Do I need a lawyer for my workers’ compensation claim?

It is a personal decision on whether or not you hire a lawyer to help you through the process. If your injuries are great and you are expected to miss a lot of work, you may want to talk to a lawyer. If you are permanently disabled, you definitely need someone to help you through the process, so that you can get as much compensation as you deserve.

Don’t hesitate to contact us today. We will be glad to help you figure out what you want to do to take care of yourself and your family during this difficult time.

 

Our Workers’ Compensation Lawyer

Yuri Jelokov, Attorney

Yuri Jelokov

Workers’ Compensation Lawyer